Do You Really Need a Mutuelle in France? The Truth About Healthcare Costs

Doctor in white coat sitting at a desk on the computer

While the French healthcare system is generous, it doesn’t cover everything. Dental work, glasses, therapy sessions, or a private hospital room? You’re mostly on your own unless you have a mutuelle, a top-up insurance that fills in the gaps in coverage. This guide explains exactly what the public system doesn’t cover and why a good mutuelle is essential to consider as an expat in France